Split the payment AND the points

Cardfarm is a virtual payments solution to split payments at any merchant. Put one card down, get charged on multiple, earn points on all of them.

Group Spending With Personal Perks

Cardfarm handles the splits automatically, so you can focus on enjoying the moment

Split Payments Instantly

When the virtual card is charged, everyone's individual cards are charged automatically - no chasing payments.

Maximize Rewards

Each person earns their own credit card rewards on their portion of the payment - no more missing out on points.

Works Everywhere

Use your virtual card anywhere that accepts credit cards - online or in-store. No special merchant integration needed.

Group Management

Create different groups for different occasions - roommates, friends, family. Split bills exactly how you want.

Real-time Tracking

See all your split payments and group expenses in one place. Know exactly who paid what and when.

Secure & Private

Bank-level encryption keeps your card information safe. Your personal card details are never shared with others.

Works with multiple funding sources

Split Bills, Not Friendships

Make your group payments hassle-free with Cardfarm.